Marine Corps Reserve Association


Publications

Ortiz: To Live a Man’s Life- Laura Homan Lacey

Hero is a word not used lightly among the warrior class of the French Foreign Legion, the Marines or OSS, yet Peter Ortiz was a member, leader and hero in all three. The author brings to life the almost unbelievable exploits of this unique man. Follow Ortiz from France and Africa with the Legion to Nazi Prison Camp. Discover how he is plucked out of the Parris Island and into one of the most successful operations “behind lines” run by Bill Donovan’s OSS. A Marine in Europe during WWII, who received not one but two Navy Crosses. Post-war he moves on to Hollywood to become an actor.

The Leatherneck writes, “skillful and extensive research.” Michael O’Shea of Parade Magazine comments “ …a can’t put down book…one of the most decorated Marines in WWII as a OSS spy parachuting behind enemy lines, movie starundefinedyou can’t make this up.” You can follow her at http://www.laurahlacey.com/


Rick Campbell, a submarine officer who retired last year after thirty-two years in the Navy, has written a submarine thriller and ended up with a book deal with Macmillan / St. Martin’s Press, one of the biggest publishers in the country.

“My heart pounded as I read this thriller. An exceptional read!” - Ken Hopper, National President MCRA
 
“Fanof submarine thrillers who are saddened by the demise of Tom Clancy will welcome Campbell’s debut.”  Publishers Weekly 
 
“No one puts the reader inside a submarine like Rick Campbell does in The Trident Deception. I couldn’t put it down. Compelling and thrilling, this novel is a must read.” 
Jack Coughlin, New York Times bestselling author of Shooter and Time to Kill 
                                                 
You can find out more about Rick Campbell and The Trident Deception at his website, as well as read the first 3 chapters of his book at:   rickcampbellauthor.com

Resources

 

Need to talk to someone, having trouble sleeping at night, "flashbacks", feel lonely, need to talk to smeone? You are not alone! Select the title and you will begin taking that road to recover. Don't wait another minute, what are you waiting for? The National Center for PTSD is dedicated to research and education on trauma and PTSD. We work to assure that the latest research findings help those exposed to trauma. This service is not simply for our latest veterans, it is for EVERY VETERAN!

   
     

A VA loan is an incredible benefit for veterans or active duty service members. Unfortunately, many people who are eligible to receive this benefit aren’t aware they qualify, and most of those who aren’t aware are found in the Reserve and National Guard.

Reservists and National Guard members are entitled to the same VA loan benefits as those in regular military service, with slight exception. It’s important to help these servicemen and women understand their eligibility requirements so that they too can take advantage of the benefits a VA mortgage has to offer.

In a nutshell, a VA loan is a mortgage issued by approved lenders that’s guaranteed by the federal government. It allows eligible service members and veterans to either refinance up to 100% of their home or buy a new home with no money down.

Members of the National Guard or Reserve may qualify for a VA loan if they meet one of the following qualifications:

  • Served six years in selected reserve and were either
    • honorably discharged
    • retired
                      
  • Transferred to Standby Reserve, or an element of the Ready Reserve other than the Selected Reserve, after honorable service
    • Served in the Selected Reserve for more than six years
    • Served in active duty for more than 90 days during a wartime period
    • Discharged or released from active duty for a service-related disability
             
Once eligibility is determined, the Reservist or National Guard member must obtain their Certificate of Eligibility (COE). The COE can be obtained through their mortgage lender as long as they have proper proof of service. If necessary, VA Form 26-1880 can be submitted to the Atlanta Regional Loan Center online or by mail.
 
The main difference for Reservists and National Guard members seeking a VA loan can be found in the funding fee, or the cost associated with obtaining a VA loan that helps ensure that the loan continues to require no down payment and no monthly mortgage insurance.

        Down Payment

First Time Use

Subsequent Use

None

2.4%

3.3%

5% or more (up to 10%)

1.75%

1.75%

10% or more

1.5%

1.5%


First Time Use

Subsequent Use

2.4%

3.3%


 A VA loan is an incredible – and exclusive – benefit that eligible servicemen and women should take advantage of. They provide opportunities not offered with other loans, like the ability to refinance up to 100% of a home’s worth, no down payments on a home purchase, relaxed credit requirements, and more. If you or your spouse are in the Reserve or National Guard, and you’d like to know more about your options, contact a VA-approved lender, like Quicken Loans, to learn more.

Marine Corps Reserve Association
8626 Lee Highway
Suite 205
Fairfax, VA 22031-2135
Phone: (703)289-1204

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